Yes, you absolutely can! Insurers usually cover people with certain diseases, such as, diabetes, hypertension, and heart diseases. It is now possible to secure cover with these conditions; probably over 60% of those who have chronic diseases are obtaining cover successfully today.

Understanding The Landscape

Insurance companies are becoming more inclusive and offering customized plans for people with diseases. Though this will mount a slight increase in premiums, some insurers would provide options to protect you and your family financially.

What To Expect

 • Diabetes: Usually, this rises only 10% to 20% for well-controlled diabetes.

 • Hypertension: Premium adjustment will be moderate, assuming good control.

 • Heart Disease: Favour may be given by insurers with a clean bill of health and a proper medical account.

What To Keep In Mind

 • Transparency: In most cases, being candid with the insurers about your health history allows an insurance company to provide you with the best terms available.

 • Keep Fit: For chronic diseases such as diabetes, hypertension, and heart diseases, insurers generally consider lightly charged premiums for those who follow fitness regimes.

 • Shop Around: Different insurers have different terms. It's a good idea to shop for a bit of space.

Bottom Line

Do not let existing conditions stop you from securing a safe future for yourself. Keeping your health in mind and being honest opens doors in looking for affordable and reliable term insurance for you. It's certainly worth this hassle to secure your loved ones!